Businesses are rethinking the way they manage their treasuries as inflation steadily chips away at the value of the dollar.
We’ve all seen headlines of publicly traded companies adding crypto reserves. But these moves by publicly traded companies are often made for very different reasons. Public companies are under constant pressure to satisfy shareholder demands, enhance market positioning, and increase net asset value, strategies designed to influence stock performance as much as they are to build long-term reserves.
As a privately held company, iTrustCapital has taken a different approach. For years, the company has integrated crypto into their own treasury strategy, not as a market signal, but because the company believes digital assets are becoming a structural part of the global economy. That led iTrustCapital to build Treasury Accounts, giving businesses, trusts, and nonprofits similar access to these digital assets.
Designed for Businesses, Trusts, and Nonprofits
Treasury Accounts are secure, institutional-grade solutions for businesses, trusts, and non-profits to buy, sell, and hold digital assets on their balance sheet as part of their internal treasury strategy.
The Benefits of Treasury Accounts
Here are the unique benefits of a Treasury Account for businesses, trusts, and nonprofits:
Staying Ahead of Dollar Inflation
In 2022, U.S. inflation surged to 9.1%, the highest in more than four decades, reminding businesses how fragile cash and so-called “safe” assets can be. Even after cooling, inflation still ran near 2.7% through 2025, and over the last decade, cumulative inflation has stripped roughly 30% of the dollar’s purchasing power.
A simple comparison shows what $10,000 would be worth today if left in dollars versus being allocated to BTC, XRP, or ETH, adjusted for inflation. These assets have demonstrated far stronger purchasing power preservation than holding dollars alone.*
|
Time Period |
USD Value Today (2026$) |
BTC Value Today (2026$) |
XRP Value Today (2026$) |
ETH Value Today (2026$) |
|
1 Year |
~$9,750 |
~$20,000 |
~$20,000 |
~$20,000 |
|
2 Years |
~$9,400 |
~$41,300 |
~$25,900 |
~$26,400 |
|
6 Years |
~$7,300 |
~$130,000 |
~$115,000 |
~$235,000 |
*Note: Values are based on cryptocurrency prices and USD inflation data as of January 14, 2026.
As of January 2026, with BTC at approximately $95,000, ETH around $3,300, and XRP near $2.20, the outperformance is even more striking, highlighting how leading digital assets continue to outpace the dollar’s decline.
Diversification of Treasury Assets
With a Treasury Account, businesses, trusts, and non-profits can diversify into dozens of digital assets, including Bitcoin (BTC), XRP, Ethereum (ETH), Solana (SOL), and many others. A modern treasury no longer has to rely solely on cash, bonds, or short-term debt instruments.
By incorporating a wider set of assets, a Treasury Account helps organizations build flexibility into their strategy and stay aligned with how value is evolving in the global economy.
Institutional-Grade Security & Custody
Crypto theft and account breaches remain some of the biggest concerns in the digital asset space. The same vulnerabilities that impact individuals can just as easily affect a business, trust, or nonprofit.
Unlike traditional crypto exchanges, where assets can be moved to external wallets by users or exploited through unauthorized access, Treasury Accounts operate within a closed-loop system. The closed-loop system is iTrustCapital’s security protocol that prevents crypto from being automatically sent to an external wallet. Each withdrawal must go through iTrustCapital’s verification process before it can be completed, adding multiple built-in security layers.
Open a Crypto Treasury Account For Your Business, Trust or Non-Profit Today!
If you’re interested in opening an iTrustCapital Treasury Account for your business, trust, or non-profit, click here to learn more and open an account today.
Open a Crypto Treasury Account
Frequently Asked Questions (FAQs)
What is a Treasury Account at iTrustCapital?
A Treasury Account at iTrustCapital is an institutional-grade account that allows businesses, trusts, and nonprofits to buy, sell, and hold digital assets as part of their treasury strategy. Unlike traditional financial accounts, it provides direct access to crypto markets within a secure, closed-loop system. This allows organizations to diversify reserves beyond cash while maintaining operational control and transparency.
Why are businesses adding crypto to their treasury strategy?
Businesses are adding crypto to their treasury to safeguard against inflation and diversify beyond cash holdings. Over time, inflation reduces purchasing power, making it harder for idle cash reserves to retain value. Digital assets like Bitcoin and Ethereum have historically outpaced inflation, prompting organizations to explore them as long-term treasury components. Platforms like iTrustCapital make this transition more accessible and secure for businesses.
What types of organizations can open a Treasury Account?
Businesses, trusts, and nonprofits can open a Treasury Account at iTrustCapital. These accounts are designed specifically for entities looking to manage treasury assets more strategically. Whether it’s a corporation diversifying reserves, a trust preserving wealth, or a nonprofit managing long-term funds, Treasury Accounts provide a structured and secure way to access digital assets.
What assets can be held in an iTrustCapital Treasury Account?
iTrustCapital Treasury Accounts offer access to a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL), and more. This allows organizations to build a diversified portfolio aligned with their treasury goals. Instead of relying solely on fiat or traditional instruments, entities can gain exposure to emerging asset classes within one platform.
How secure are iTrustCapital Treasury Accounts?
iTrustCapital Treasury Accounts are designed with institutional-grade security and a closed-loop system. Client USD is held with regulated banks and custodians, while cryptocurrency is secured with institutional storage providers using cold storage, HSM, and MPC technology.
How does a Treasury Account differ from a crypto exchange account?
A Treasury Account is intended for businesses, trusts, non-profits, and other entities that wish to allocate corporate funds into digital assets through iTrustCapital’s highly secure custodial platform. Treasury Accounts are not designed for business entities / owners / principals who intend to move corporate funds frequently on and off the iTrustCapital platform.
Categories:
Disclaimer
This article is for informational purposes only and is not intended to constitute investment or tax advice in any way or constitute an offer to buy or sell any digital asset, cryptocurrency, or security or to participate in any investment strategy.
iTrustCapital is a fintech software platform for alternative assets. TrustCapital is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. iTrustCapital is not affiliated with and does not endorse any particular digital asset, precious metal or investment strategy.
Investing in any digital asset or cryptocurrency (including meme coins) carries significant risks due to their speculative and highly volatile nature. Past performance is not an indication of future results. No investment is completely risk-free, and every investment carries the potential for losing some or all of the principal amount invested. Digital assets and cryptocurrencies are not legal tender backed by the United States government, nor is it subject to Federal Deposit Insurance Corporation (“FDIC”) insurance or protections. Clients do not receive a choice of custody partner.
Investors assume the risk of all purchase and sale decisions. iTrustCapital makes no guarantee or representation regarding investors’ ability to profit from any transaction or the tax implications of any transaction. iTrustCapital does not provide legal, investment or tax advice. Conduct your own research and consult with a qualified legal, investment, or tax professional to assess your own risk tolerance prior to investing.
iTrustCapital makes no representation or warranty as to the accuracy or completeness of this information and does not have any liability for any representations (expressed or implied) or omissions from the information contained herein. iTrustCapital disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.
© 2026 ITC2.0, Inc.
All rights reserved.