Crypto IRA
Tax Benefits
Filing Taxes for Crypto has never been more complicated.
It doesn't have to be!
How Buying and Selling Cryptocurrency inside a Roth IRA Differs from an Exchange
In an IRA, taxes are deferred (Traditional IRA) or potentially eliminated on qualified withdrawals (Roth IRA).
Exchange
You buy some Bitcoin for $10,000
The value of your Bitcoin appreciates to $60,000
You sell your Bitcoin for a Capital Gain of +$50,000
With a Capital Gains Tax Rate of 15%*,
so you would have to pay...
Roth IRA
You buy some Bitcoin for $10,000
The value of your Bitcoin appreciates to $60,000
You sell your Bitcoin for a Capital Gain of +$50,000
Your Capital Gains are non-taxable*,
so you would have to pay...
*Some additional taxes and conditions may apply. Capital gains tax implications vary depending on individual financial circumstances. iTrustCapital does not provide legal, investment, or tax advice. We recommend seeking the advice of a qualified legal, investment, or tax professional.
Escape the Tax Reporting Maze with a Crypto IRA
One wrong move in crypto tax reporting could trigger audits, penalties, or worse! Here's how to escape the maze before it costs you everything.
If You Own Crypto, Read This Now!
Trading Strategies
Put rules between you and the market.
Access automated, AI-formulated strategies designed to respond systematically as crypto markets change. Built directly into your account.
to build
monitoring
| Date | Quantum Strategy | Buy & Hold |
|---|---|---|
| 9/2022 | $10,000 | $10,000 |
| 9/2023 | $12,275 | $11,358 |
| 9/2024 | $42,007 | $26,155 |
| 9/2025 | $150,391 | $68,988 |
| 9/2026 | $186,039 | $34,708 |
*Performance data shown compares the hypothetical growth of an initial $10,000 invested with Quantum strategy versus a hypothetical buy-and-hold portfolio consisting of BTC, ETH, LINK, SOL, and XRP, allocated equally at the beginning of the 4-year period and held without rebalancing or fees. Results based on historical market data and the application of the Quantum strategy's defined rules through back-testing. Performance shown is net of applicable fees, includes hypothetical results derived from historical data, and does not represent actual client trading results. Past performance is not indicative of future results. Investing involves risk and you may experience gains or losses regardless of strategy selected.
How Crypto Is Taxed in the U.S. (2026)
Whether you are new to cryptocurrency and simply buying and selling, or more experienced and using features such as staking, mining, and other on-chain activity, understanding how crypto is taxed in the United States matters.
Taxes & Crypto: IRAs Shine Bright While Exchanges Pay the Price
In this article, we’ll explore the difference between Crypto IRAs and Crypto Exchanges, highlighting the advantages that make Crypto IRAs a significant choice for many investors.
Capital Gains vs. Federal Income Tax
Capital gains and federal income tax are taxes that investors should be aware of. Understanding the difference between these two taxes and how they could impact your retirement planning can potentially save you time, money, and frustration.
iTrustCapital IRA
Our award-winning platform enables clients to buy and sell dozens of cryptocurrencies and precious metals within a self-directed IRA, allowing them to enjoy the full benefits of a tax-deferred or tax-free environment.
- Tax Advantages*
- Buy & Sell Crypto, Gold & Silver 24/7
- Low Costs, No Monthly Fee
*Some taxes and conditions may apply.
Effortless Onboarding & Management
Get Started1
Sign Up
No sign up fees and our client experience team can walk you through the process.
2
Fund Account
Transfer an IRA, roll over an old employer plan, or make a cash contribution.
3
Buy & Sell
After funding, you'll get 24/7/365 access to a wide selection of alternative assets for you to buy & sell.
Award-Winning U.S.-Based Support
Our 100% U.S. based support team is here to ensure your success with hands-on guidance, fast responses, and personalized assistance every step of the way.
Still Have Questions?
Our friendly support team is here to help you.
Phone Hours:
Monday - Friday: 7AM - 5PM PT
Call: (562) 600-8399