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Announcement: iTrustCapital is the World's Largest Crypto IRA Platform with over $3.5 Billion in Transactions Read More


All iTrustCapital accounts are IRAs that have substantial benefits like tax-free trading and tax-deferred or tax-free gains.
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  • Monthly account cost: $0
  • Cryptocurrency Trades: 1%
  • Physical Gold: $50 over spot per ounce
  • Physical Silver: $2.50 over spot per ounce

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The minimum to open an iTrust account is $2,500. There is no maximum.

  • Cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), XRP (XRP), Litecoin (LTC), Bitcoin Cash (BCH), EOS (EOS), Polkadot (DOT) coming soon, Stellar (XLM) coming soon
  • Precious Metals: Gold, Silver
  • Transfer an IRA - Any existing IRA can be transferred. (Traditional, Roth, SEP, Simple, Inherited)
  • Employer Plans - Once you leave a job for any reason, you can rollover your retirement plan. (401k, 403b, TSP, 457)
  • Contribution - Add new funds based on yearly guidelines.
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Maybe. You may be eligible for an in-service rollover. Contact the plan administrator of the plan to find out if you have eligibility. Learn more

Yes. We have helped numerous clients transfer existing Bitcoin/Crypto IRAs from other companies. This is known as an in-kind transfer, and in most cases, you do not have to liquidate your investment to move it. Learn more

No. When transferring or rolling over funds from an existing account into an iTrustCapital IRA, there are no penalties or taxable events except when converting a pre-tax IRA/401k to a post-tax Roth IRA. Learn more about Roth IRA conversions.

We can have your new IRA set up in 1-3 business days from the time you submit your online application. Getting Started - Step by Step Walkthrough. However, depending on how you fund your account will determine when you will be able to start investing. The 3 Ways to Fund Your IRA.

  • Contribution: 1-week
  • IRA Transfer: 1-2 weeks
  • Employer Plan Rollover: 3-4 weeks

No. To maintain compliance with IRS rules for IRAs, assets must be custodied. iTrust's clients' digital assets are secured with Curv.
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All iTrust accounts are IRAs which shelter trades within the account from any taxes. Gains are either tax-deferred or tax-free, depending on the type of IRA you have. Learn more

No. iTrustCapital acts as a facilitator to assist in setting up and funding your account. Unlike many other Crypto/Gold IRA providers, no one at iTrust is on commission. Learn more: Crypto IRAs / Learn more: Gold IRAs

If you take a distribution of your funds before the age of 59 ½, you could be assessed a 10% penalty, and the withdrawal may be taxed as income. Learn more

  • Cryptocurrency is secured through curv. Curv is the industry leader in digital custody. Learn more
  • Gold / Silver are stored in the secured vaults at the Royal Canadian Mint. Learn more

A Traditional IRA is funded with pre-tax dollars; gains are tax-deferred until you take distributions. A Roth IRA is funded with post-taxed dollars; gains are tax-free when you take distributions. Learn more

Yes. We can assist you in setting up what is known as a backdoor Roth IRA. Learn more

Yes. You can have as many IRAs as you want. However, you can only contribute the maximum per year collectively throughout all of your IRAs. Learn more

No. The “I” in IRA stands for individual, but you will need at least one beneficiary listed on your account who would inherit the account upon your passing. Most name their spouse as the primary beneficiary.