How Gold & Silver Works at iTrustCapital | Learn

Summary

iTrustCapital offers physical gold and silver through two account types: tax-advantaged IRAs* for retirement investing and Premium Custody Accounts for everyday investing. People can buy and sell 24/7 directly through iTrustCapital’s online dashboard, with no phone calls needed and no commissioned salesmen. Pricing for precious metals includes a fixed spread over the spot price.

Why Gold & Silver Still Matters

For thousands of years, gold and silver have played a foundational role in the global financial system. Long before the modern markets existed, these precious metals served as stores of value, mediums of exchange, and safeguards during periods of economic uncertainty. Today, that role continues, as gold and silver stand among the most established tangible assets commonly used by investors to help diversify their portfolios.

At iTrustCapital, gold and silver are offered as physical precious metals through their tax-advantaged IRAs for long-term retirement investing, and Premium Custody Accounts for everyday investing.

Here is a closer look at how buying, storing, and holding gold and silver works through an iTrustCapital account, including the account types available, how pricing is structured, and how physical metals are secured through iTrustCapital's trusted partners.

Gold & Silver Account Types at iTrustCapital

iTrustCapital offers two distinct ways to buy and sell physical gold and silver, depending on an investor’s goals and time horizon. One account for long-term retirement investing and one account for everyday investing.

Individual Retirement Account (IRA)

iTrustCapital IRAs give clients 24/7 access to buy and sell physical gold and silver within a tax-advantaged structure. Precious metals held in an IRA are administered by a Qualified Custodian and stored with an approved partner, helping ensure the account remains aligned with IRS requirements and maintains its tax-advantaged status. IRAs are intended for long-term retirement investing, which means they are subject to specific IRS rules around contributions, withdrawals, and eligible assets.

Premium Custody Account

iTrustCapital's Premium Custody Accounts work similarly, giving clients 24/7 access to buy and sell physical gold and silver through the same platform. The key difference is that Premium Custody Accounts are taxable investment accounts, meaning they are not subject to the contribution limits, withdrawal rules, or age requirements that apply to IRAs. This makes them a flexible option for investors who want direct exposure to physical precious metals without the restrictions of a retirement account. Premium Custody Accounts can also be opened alongside an IRA, allowing investors to use one account for long-term retirement planning and another for everyday investing.

Note: Gold and silver offered through iTrustCapital are physical precious metals, not paper-based products or price-linked instruments. When precious metals are purchased, investors are acquiring actual gold and silver bullion rather than contracts or synthetic exposure.

How To Buy Gold & Silver at iTrustCapital

Once an account has been established through the online platform, which is available on desktop and mobile apps, investors can fund it with USD. Once funded, they can start buying and selling gold and silver at the push of a button. Rather than calling a broker or placing orders through a third party, investors use a secure dashboard to view real-time pricing and place orders themselves, 24/7, from anywhere, using either an everyday investing account or a tax-advantaged IRA.

When an order is placed:

The investor purchases a defined amount of physical gold or silver
The amount can be fractional or whole, such as a quarter ounce, half ounce, or full ounce
Ownership of the bullion is recorded in the investor’s account

Gold & Silver Pricing at iTrustCapital

Gold and silver pricing at iTrustCapital is designed to be straightforward and visible within the platform. Investors see pricing directly in their dashboard before placing an order, with no phone quotes or broker involvement.

Pricing for precious metals includes a fixed spread over the spot price.

Click here to check the pricing.

Because all buying and selling takes place directly through the platform, there are:

No commissioned sales representatives
No upselling of specialty or collectible coins
No maintenance fees
No storage fees
No annual fees
No monthly fees

There are also no setup fees or exit fees that sometimes surface with traditional precious metals providers. Investors are purchasing physical gold and silver bullion instead of limited-mintage or collectible coins that often carry higher markups, as well as paper-based products.

How Gold & Silver Are Stored and Secured

iTrustCapital works with established partners across the precious metals and technology ecosystem to support the sourcing, tracking, and secure storage of physical gold and silver.

Kitco Metals

Kitco Metals is a leading dealer of physical gold and silver with a long-standing presence in the global precious metals market. Kitco is the selected precious metals dealer for iTrustCapital, providing access to high-quality bullion products sourced from recognized mints and refiners.

To support accurate ownership tracking, Kitco utilizes a technology platform developed by Tradewind. This system allows ownership of physical gold and silver to be digitally recorded and tracked, including fractional amounts of bullion.

Royal Canadian Mint

The Royal Canadian Mint is responsible for producing Canada’s official coinage and is widely recognized for its bullion coins and refining standards. The Mint operates as an ISO 9001-certified organization and provides a range of minting, refining, and storage services.

For metals purchased through Kitco, the Royal Canadian Mint serves as the secure storage provider. Physical gold and silver are held in high-security vault facilities designed specifically for precious metals custody.

Tradewind

Tradewind is a technology platform that combines exchange infrastructure with blockchain-based recordkeeping. Kitco uses Tradewind’s VaultChain™ platform to digitally track ownership of physical precious metals stored at the Royal Canadian Mint.

The VaultChain™ system records ownership of gold and silver in fractional amounts, allowing investors to buy, hold, and sell portions of physical bullion with greater flexibility while maintaining clear records tied to the underlying metal.

iTrustCapital vs Other Precious Metals Providers

While many companies offer access to gold and silver, the way investors buy, hold, and manage precious metals can vary significantly. iTrustCapital is structured to provide direct, platform-based access to physical gold and silver, reducing complexity commonly found with traditional providers.

Feature	iTrustCapital	Other Precious Metals Providers
How metals are purchased	Online platform with a self-directed dashboard	Phone-based orders or broker-assisted purchases
Access to pricing	Real-time pricing displayed before placing an order	Pricing often provided after inquiry or by phone
Buying and selling hours	24/7 access	Limited to business hours
Type of metals offered	Standardized physical gold and silver bullion	Often includes “collectible” or “limited-mintage coins” with a heavy mark-up
Fractional purchases	Buy full or fractional amounts (e.g., quarter or half ounce)	Frequently limited to full coins or bars
Sales structure	No commissioned sales representatives	Commission-based sales models
Fee structure	Fixed spread over spot, no monthly, annual, setup, or exit fees	Fees may include commissions, storage, setup, annual, or exit costs
Account options	Everyday investing accounts and tax-advantaged IRAs	Often requires separate providers
Selling process	Sell directly through the same dashboard at the push of a button	Often requires calling a representative with potential delays
Customer support	100% U.S.-based support team with no sales incentive	Commission-based representatives

Why Buying Physical Gold & Silver at iTrustCapital is Better

For many investors, the decision to buy gold or silver starts with a simple goal: own a physical asset that is tangible, historically recognized as a store of value, and not tied to the performance of any single company or financial institution.

But what often goes undiscussed is the experience of actually buying it, where to buy it, and what that process really looks like once the decision has been made.

The Old Way: Commissioned Salesmen, Pressure, and High Markups

Traditionally, buying physical gold or silver means picking up the phone. On the other end is a salesperson, often introduced as a "precious metals specialist." The conversation sounds educational at first, but it rarely stays that way.

Prices are not always clear upfront. Products shift mid-conversation. It begins as a discussion about gold bullion which can quickly turn into a recommendation for a "limited-mintage" or "exclusive" coin. These products often carry heavy markups, and investors may not realize how much of their capital is being absorbed before they even own the metal.

At the core of this model is a commission-based sales structure where the salesperson's financial incentive does not always align with what's actually best for the investor.

For retirement accounts, the stakes are higher. Every dollar lost to unnecessary markup is a dollar that no longer compounds.

And the costs do not always stop at the purchase:

Storage fees
Annual charges
Setup fees
Exit fees

These can pile up, and they are not always clearly disclosed upfront.

Then there is the question of liquidity. When it comes time to sell, many investors discover that the process is nothing like the buying experience:

Calls go unreturned
Buyback offers come in well below expectations
Investors are met with delays, pushback, or endless runaround
Some are left with no option other than selling to a local pawn shop or gold store at below-spot prices

The ease that was promised on the front end rarely extends to the back end.

This is an experience many investors continue to face, where sales pressure, product markups, hidden fees, and difficult liquidation can significantly work against the investor's interests.

The New Way: Customer Support, 24/7 Access, and Clear Fees

iTrustCapital was designed to remove that friction entirely.

Instead of phone calls and sales conversations, investors access gold and silver through a secure online dashboard, available on desktop and mobile. Prices are visible in real time. Orders are placed directly by the investor, without pressure, persuasion, or intermediaries.

There is no pitch toward collectible or limited-mintage products. Investors buy standardized physical gold and silver bullion, clearly priced, and available in full or fractional amounts. Whether someone wants to start small or build a larger position over time, the process stays consistent.

Selling is just as straightforward. Investors can liquidate directly through the same dashboard at the push of a button. There are no phone calls required, no delays, and no runaround. The same transparency that applies to buying extends to selling, giving investors full control over their metals whenever they need it.

And when questions do come up, iTrustCapital's support team is 100% U.S.-based and focused entirely on helping investors navigate the platform. There are no commissioned salespeople on the other end of the line, just a support team with no incentive to upsell.

This matters because control matters. Visibility matters. And confidence matters, especially when gold and silver are part of a long-term strategy.

At the end of the day, iTrustCapital simplifies what has historically been a complicated process:

No commissioned sales conversations
No unclear pricing
No products designed to benefit the seller more than the investor
No obstacles when it is time to sell

Just direct access to physical gold and silver bullion, managed through a platform built for modern investing.

If you're interested in buying and selling precious metals, you can do so with iTrustCapital through a Premium Custody Account or Tax-Advantaged Crypto IRA.

Frequently Asked Questions (FAQ)

What Precious Metals Can I Buy on iTrustCapital?

iTrustCapital currently offers physical, investment-grade gold and silver.

Is Gold & Silver at iTrustCapital Only Available Through an IRA?

No. Gold and silver at iTrustCapital are available through both tax-advantaged IRAs and Premium Custody Accounts for everyday investing. Premium Custody Accounts allow clients to buy and sell physical gold and silver outside of a retirement account. IRAs allow clients to hold the same physical precious metals within a tax-advantaged retirement structure.

Are Precious Metals on iTrustCapital IRA-Eligible?

Yes. All precious metals available on iTrustCapital meet IRS requirements for IRA-eligible precious metals. Metals held within an IRA are administered by a qualified third-party custodian and stored in an approved depository, allowing them to maintain their tax-advantaged status.

How Can I Buy Gold and Silver at iTrustCapital?

Buying gold and silver at iTrustCapital works like purchasing any other asset on the platform and can be completed through the desktop or mobile app.

To get started:

Log in to your iTrustCapital account
Select the account you want to use
Navigate to the Market Assets section and choose Physical Gold & Silver
Enter the amount you want to buy or sell and review pricing
Confirm your transaction

All pricing is displayed before you place an order.

For a quick walkthrough, watch our step-by-step video guide on how to buy and sell physical gold and silver on iTrustCapital.

How Is the Price of Gold and Silver Determined on iTrustCapital?

The price of gold and silver on iTrustCapital is based on the current spot price, reflecting real-time global market conditions at the time of each transaction.

What Is the Spot Price?

The spot price is the current market price for one ounce of gold or silver. It changes throughout the trading day based on global supply and demand and serves as the benchmark for precious metals pricing worldwide.

What Is the Transaction Fee for Buying and Selling Precious Metals?

Transaction fees are applied over the spot price per ounce and are shown directly in the order form before you complete a transaction. For the most up-to-date pricing and transaction fee details, please click here.

Are There Any Other Fees for Precious Metals?

No. iTrustCapital does not charge any fees beyond the transaction fee. There are no monthly fees, no annual fees, no storage fees, no commissioned sales representatives, and no high-markup collectible coins. Pricing is fully disclosed, and there are no storage fees for precious metals held within an IRA on the platform.

How Can I View the Current Price of Gold and Silver on iTrustCapital?

After logging in, you can view real-time gold and silver pricing by navigating to the Market Watch section and selecting Physical Gold & Silver.

Do You Offer Physical Precious Metals?

Yes. iTrustCapital offers physically backed gold and silver sourced through Kitco Metals. Transactions and ownership records are tracked using VaultChain™, a blockchain-based system developed by Tradewind that digitizes ownership, settlement, and trading of physical precious metals.

Do I Own My Gold and Silver?

Yes. When you buy gold or silver on iTrustCapital, you own every ounce you purchase on a 1:1 allocated basis. Metals are stored as large institutional-grade bullion bars for efficiency, and your ownership is recorded by the ounce. This structure helps reduce storage and handling costs while maintaining full ownership.

Where Are the Precious Metals Stored?

All precious metals are guaranteed and vaulted at the Royal Canadian Mint (RCM), one of the world’s most secure, government-backed vaulting facilities. The RCM is the official storage provider for Kitco Metals and is recognized globally for its security and operational standards.

What Does Kitco Do?

Kitco is the selected precious metals dealer for iTrustCapital. Kitco Metals is a premiere dealer of physical gold and silver, well known for its access to high-quality precious metals. Kitco utilizes the tech platform Tradewind to digitally track ownership of physical gold and silver through the use of blockchain technology. Kitco’s use of blockchain enables the exchange of fractional quantities of precious metals.

Why choose iTrustCapital to Buy and Sell Precious Metals?

With iTrustCapital, clients get the stability of tangible precious metals combined with the speed and convenience of a digital platform. Buy and sell 24/7 at real-time prices, executed through industry leader Kitco and metals securely stored at the Royal Canadian Mint. Every ounce is fully backed, blockchain-tracked via VaultChain™, and offered with simple, low-cost pricing. There are no sales reps and no high-premium coins, making it easier to diversify and protect your portfolio with confidence.

*Some taxes may apply

Disclaimer

This article is for informational purposes only and is not intended to constitute investment or tax advice in any way or constitute an offer to buy or sell any digital asset, cryptocurrency, or security or to participate in any investment strategy.

iTrustCapital is a fintech software platform for alternative assets. TrustCapital is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. iTrustCapital is not affiliated with and does not endorse any particular digital asset, precious metal or investment strategy.

Investing in any digital asset or cryptocurrency (including meme coins) carries significant risks due to their speculative and highly volatile nature. Past performance is not an indication of future results. No investment is completely risk-free, and every investment carries the potential for losing some or all of the principal amount invested. Digital assets and cryptocurrencies are not legal tender backed by the United States government, nor is it subject to Federal Deposit Insurance Corporation (“FDIC”) insurance or protections. Clients do not receive a choice of custody partner.

Investors assume the risk of all purchase and sale decisions. iTrustCapital makes no guarantee or representation regarding investors’ ability to profit from any transaction or the tax implications of any transaction. iTrustCapital does not provide legal, investment or tax advice. Conduct your own research and consult with a qualified legal, investment, or tax professional to assess your own risk tolerance prior to investing.

iTrustCapital makes no representation or warranty as to the accuracy or completeness of this information and does not have any liability for any representations (expressed or implied) or omissions from the information contained herein. iTrustCapital disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.