The short answer is yes. An LLC can buy and hold crypto as part of its treasury strategy, much like individuals do in personal accounts. The main difference is that LLCs need the right account structure for security, custody, and reporting.
While an LLC could technically open an account on a retail exchange or attempt self-custody, both paths come with significant risks. Exchanges may expose assets to hacks or liquidity issues, while self-custody creates challenges for compliance, recovery, and long-term security.
That’s why a purpose-built solution is often the better path forward.
A Better Way: Treasury Accounts
This is where solutions like iTrustCapital’s Treasury Accounts come in. Treasury Accounts makes it simple for LLCs, trusts, and nonprofits to securely access crypto
What is a Treasury Account?
Treasury Account is a secure, institutional-grade solution for businesses, trusts, and non-profits to buy, sell, and hold digital assets on their balance sheet as part of their treasury strategy.
Why Do Treasury Accounts Exist?
Businesses (like LLCs), trusts, and non-profits have always held treasuries either in reserves of cash, bonds, or other assets, to hedge themselves against uncertainty and to strengthen their financial position. But inflation and market volatility make traditional treasuries less effective at preserving value.
However, inflation doesn’t just weaken the dollar; it creates an opportunity cost.
Crypto is now discussed everywhere. Retail investors, institutions, and even the largest asset managers view crypto assets as both a store of value and a potential driver of growth.
Here in the U.S., momentum is accelerating. A pro-crypto administration, supportive regulators, and a more forward-thinking SEC have opened the door wider than ever. Businesses are leaning in, often with greater conviction than retail investors.
Publicly traded companies have made headlines by adding crypto to their treasuries, but their motives aren’t always what they appear. In many cases, these decisions are driven by short-term pressures, appeasing shareholders, signaling confidence to markets, or boosting net asset value.
Not every organization is playing that game. Many small- and mid-sized businesses, including LLCs, along with nonprofits and trusts, simply want a way to engage with crypto responsibly. Their focus is on preserving wealth and capturing opportunity, much like retail investors have already done.
So the question becomes: can your LLC buy crypto, and if so, how can you get started?
Can an LLC Buy Crypto?
The short answer is yes. An LLC can buy and hold crypto as part of its treasury strategy, much like individuals do in personal accounts. The main difference is that LLCs need the right account structure for security, custody, and reporting.
While an LLC could technically open an account on a retail exchange or attempt self-custody, both paths come with significant risks. Exchanges may expose assets to hacks or liquidity issues, while self-custody creates challenges for compliance, recovery, and long-term security.
That’s why a purpose-built solution is often the better path forward.
A Better Way: Treasury Accounts
This is where solutions like iTrustCapital’s Treasury Accounts come in. Treasury Accounts makes it simple for LLCs, trusts, and nonprofits to securely access crypto
What is a Treasury Account?
Treasury Account is a secure, institutional-grade solution for businesses, trusts, and non-profits to buy, sell, and hold digital assets on their balance sheet as part of their treasury strategy.
Why Do Treasury Accounts Exist?
Businesses (like LLCs), trusts, and non-profits have always held treasuries either in reserves of cash, bonds, or other assets, to hedge themselves against uncertainty and to strengthen their financial position. But inflation and market volatility make traditional treasuries less effective at preserving value.
However, inflation doesn’t just weaken the dollar; it creates an opportunity cost.
If we look back at 2022, U.S. inflation surged to 9.1%, the highest in four decades. Even after cooling, inflation still ran at 2.7% through 2025, and over the last decade, cumulative inflation has stripped nearly 30% of the dollar’s purchasing power.
A simple comparison shows what $10,000 would be worth today if left in dollars versus being allocated to BTC, XRP, or ETH, adjusted for inflation. These assets have demonstrated greater purchasing power preservation than holding dollars alone.*
|
Time Period |
USD Value Today (2026$) |
BTC Value Today (2026$) |
XRP Value Today (2026$) |
ETH Value Today (2026$) |
|
1 Year |
~$9,750 |
~$20,000 |
~$20,000 |
~$20,000 |
|
2 Years |
~$9,400 |
~$41,300 |
~$25,900 |
~$26,400 |
|
6 Years |
~$7,300 |
~$130,000 |
~$115,000 |
~$235,000 |
*Note: Values are based on cryptocurrency prices and USD inflation data as of January 14, 2026.
This is what opportunity cost looks like firsthand: the real price of holding cash that’s losing value while inflation erodes purchasing power and other assets are growing.
Who Can Benefit?
No matter your organizational structure, business, trust, or non-profit, Treasury Accounts offers a secure way to bring crypto into your strategy. Here’s what that looks like for each:
- Businesses (LLCs, Corporations, S-Corps, Partnerships, etc.): A business is any legally registered entity in the U.S. that operates for profit, from small LLCs to large corporations. These entities often hold cash, bonds, or other reserves on their balance sheets. With Treasury Accounts, businesses can also buy, sell, and securely hold digital assets 24/7 as part of their treasury strategy.
- Trusts: A trust is a legal arrangement where one party (the trustee) holds and manages assets on behalf of another (the beneficiary). Trusts are widely used for estate planning, legacy building, and asset security. With Treasury Accounts, trustees can include digital assets like Bitcoin or Ethereum in a secure, compliant structure for long-term stewardship.
- Non-Profits: A non-profit organization is a legally recognized entity created to serve a public or charitable purpose rather than generate profits. Examples include charities, foundations, and religious organizations. Through Treasury Accounts, non-profits can accept, manage, and grow crypto donations while maintaining the accountability and transparency that donors expect.
If you’re not sure if your business, trust, or non-profit qualifies, you can learn more in our FAQ here.
Key Features of Treasury Accounts
24/7 Access to Digital Assets
Businesses, trusts, and non-profits can buy and sell more than 85 digital assets, including cryptocurrencies and precious metals, 24/7, directly within their accounts.
Closed-Loop System
Treasury Accounts operates in a secure, closed-loop system designed to keep assets secured. The closed-loop system is iTrustCapital’s security protocol that prevents crypto from being automatically sent to an external wallet. Each withdrawal must go through iTrustCapital’s verification process before it can be completed, adding multiple built-in security layers. Also, clients USD are held by third-party US-based custodians; and their crypto assets are held by third-party institutional storage providers.
Assets Maintained 1:1 Off-Balance Sheet
All client assets are maintained 1:1 off-balance sheet. Client funds are never leveraged or commingled with iTrustCapital’s business operations.
U.S.-Based Live Client Service
Treasury Accounts clients receive direct access to professional, white-glove support for account setup, funding, transactions, and ongoing needs. Backed by over 12,000 excellent reviews from real clients across Google and Trustpilot, iTrustCapital’s service team is consistently recognized for providing exceptional care and responsiveness.
Simplified Tax Reporting
Detailed tax reports are provided to help businesses, trusts, and non-profits streamline filings.
Open a Treasury Account for Your Business, Trust, or Non-Profit Today
If your Business, Trust, or Non-Profit is exploring how digital assets can fit into a treasury strategy, Treasury Accounts offers an easy and secure platform to do so.
Open a Treasury Account for your business, trust, or non-profit today.
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Disclaimer
This article is for informational purposes only and is not intended to constitute investment or tax advice in any way or constitute an offer to buy or sell any digital asset, cryptocurrency, or security or to participate in any investment strategy.
iTrustCapital is a fintech software platform for alternative assets. TrustCapital is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. iTrustCapital is not affiliated with and does not endorse any particular digital asset, precious metal or investment strategy.
Investing in any digital asset or cryptocurrency (including meme coins) carries significant risks due to their speculative and highly volatile nature. Past performance is not an indication of future results. No investment is completely risk-free, and every investment carries the potential for losing some or all of the principal amount invested. Digital assets and cryptocurrencies are not legal tender backed by the United States government, nor is it subject to Federal Deposit Insurance Corporation (“FDIC”) insurance or protections. Clients do not receive a choice of custody partner.
Investors assume the risk of all purchase and sale decisions. iTrustCapital makes no guarantee or representation regarding investors’ ability to profit from any transaction or the tax implications of any transaction. iTrustCapital does not provide legal, investment or tax advice. Conduct your own research and consult with a qualified legal, investment, or tax professional to assess your own risk tolerance prior to investing.
iTrustCapital makes no representation or warranty as to the accuracy or completeness of this information and does not have any liability for any representations (expressed or implied) or omissions from the information contained herein. iTrustCapital disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.
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