Trusts have been around for centuries. Families and individuals have used them to pass down wealth, protect assets, and ensure future generations are cared for. Traditionally, trusts have held assets like real estate, stocks, bonds, or even family heirlooms.
But the new generation of assets is digital. More people are engaging with cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH), adding them as part of their overall financial portfolio to build wealth.
Can Bitcoin & Crypto Be Held in a Trust?
The short answer is yes.
A trust is a legal arrangement in which a trustee manages assets for a beneficiary, providing structure and oversight. For generations, families have used trusts to preserve wealth, secure assets, and guide how they are passed down. Today, those same principles can extend to digital assets. It is possible to include crypto in a trust, but until recently, the process has been complex and risky.
Using a Crypto Exchange
For starters, many people purchase crypto, like Bitcoin, through exchanges. While convenient, this often leaves assets vulnerable because crypto can be transferred to an external wallet and lost forever with no way to recover the loss. Exchanges are also subject to hacks, outages, and in some cases, bankruptcies, which put assets at even greater risk.
Going Self-Custody
Self-custody embodies the mantra “not your keys, not your crypto,” offering control but also serious risk. Lost, stolen, or mishandled keys mean assets are gone for good. If a grantor or trustee dies without leaving clear access, heirs may never recover those funds.
Exchanges and wallets add little relief since they were not built for trust accounting or proper reporting. That leaves an open question: how can digital assets be held in a trust with the same security, structure, and transparency as traditional investments?
Is There a Third Option?
Until recently, there wasn’t. Trustees were left choosing between two imperfect solutions, crypto exchanges that are vulnerable to hacks, or self-custody that placed enormous risk on a single set of keys. Neither option was built with the idea of trust in mind.
But that’s where iTrustCapital's Treasury Accounts comes in.
Introducing Treasury Accounts
Treasury Account is a secure, institutional-grade solution for trusts, businesses, and non-profits to buy, sell, and hold digital assets on their balance sheet as part of their treasury strategy.
For trusts, Treasury Accounts offers a secure and structured way to engage with Bitcoin and crypto.
Key Features of Treasury Accounts
24/7 Access to Digital Assets
Trusts, businesses and non-profits can buy and sell more than 85 digital assets, including cryptocurrencies and precious metals 24/7, directly within their accounts.
Closed-Loop System
Treasury Accounts operates in a secure, closed-loop system designed to keep assets secured. The closed-loop system is iTrustCapital’s security protocol that prevents crypto from being automatically sent to an external wallet. Each withdrawal must go through iTrustCapital’s verification process before it can be completed, adding multiple built-in security layers. Additionally, clients USD are held by third-party US-based custodians and crypto assets are held by third-party institutional storage providers.
Assets Maintained 1:1 Off-Balance Sheet
All client assets are maintained 1:1 off-balance sheet. Client funds are never leveraged or commingled with iTrustCapital’s business operations.
U.S.-Based Live Client Service
Treasury Account clients receive direct access to professional, white-glove support for account setup, funding, transactions, and ongoing needs. Backed by over 12,000 excellent reviews from real clients across Google and Trustpilot, iTrustCapital’s service team is consistently recognized for providing exceptional care and responsiveness.
Simplified Tax Reporting
Detailed tax reports are provided to help trusts, businesses and non-profits streamline filings.
Why This Matters
Trusts are built to secure and preserve wealth for future generations. As more families view Bitcoin and crypto as part of their long-term portfolios, finding a secure and easy way to include it in a trust has never been more important. Without the right infrastructure, digital assets can be lost, mismanaged, or left inaccessible to heirs.
Also, since 2022, U.S. inflation surged to 9.1%, the highest in more than four decades, reminding businesses how fragile cash and so-called “safe” assets can be. Even after cooling, inflation still ran at 2.7% through 2025, and over the last decade, cumulative inflation has stripped nearly 30% of the dollar’s purchasing power.
To put that into perspective: if $100 sat in a treasury six years ago, today its real value would be only about $80. Even over just two years, that same $100 has slipped to roughly $93. By contrast, had those funds been allocated into digital assets like Bitcoin (BTC), Ethereum (ETH), or XRP, the outcome would look very different, showing the growing case for including digital assets as part of a modern treasury strategy.
That’s the opportunity cost of sitting on idle cash; watching the U.S. dollar lose value while digital assets like BTC, ETH, and XRP have historically appreciated.
Treasury Account provides the tools to buy, sell, and securely custody crypto with the same confidence and accountability as traditional investments. It ensures digital assets are properly safeguarded and positioned to support a family’s legacy well into the future.
Open a Treasury Account for Your Trust, Business, or Non-Profit Today
If your trust, business, or non-profit is looking to explore digital assets, Treasury Accounts offers an easy and secure platform to do so.
Click here to learn more about Treasury Accounts and open an account today!
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Disclaimer
This article is for informational purposes only and is not intended to constitute investment or tax advice in any way or constitute an offer to buy or sell any digital asset, cryptocurrency, or security or to participate in any investment strategy.
iTrustCapital is a fintech software platform for alternative assets. TrustCapital is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. iTrustCapital is not affiliated with and does not endorse any particular digital asset, precious metal or investment strategy.
Investing in any digital asset or cryptocurrency (including meme coins) carries significant risks due to their speculative and highly volatile nature. Past performance is not an indication of future results. No investment is completely risk-free, and every investment carries the potential for losing some or all of the principal amount invested. Digital assets and cryptocurrencies are not legal tender backed by the United States government, nor is it subject to Federal Deposit Insurance Corporation (“FDIC”) insurance or protections. Clients do not receive a choice of custody partner.
Investors assume the risk of all purchase and sale decisions. iTrustCapital makes no guarantee or representation regarding investors’ ability to profit from any transaction or the tax implications of any transaction. iTrustCapital does not provide legal, investment or tax advice. Conduct your own research and consult with a qualified legal, investment, or tax professional to assess your own risk tolerance prior to investing.
iTrustCapital makes no representation or warranty as to the accuracy or completeness of this information and does not have any liability for any representations (expressed or implied) or omissions from the information contained herein. iTrustCapital disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.
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